At Motion Yield Ltd, the focus is your need and our approach to consumer finance provides the key that connects you to your dreams.

We are Nigeria's leading consumer finance provider managed by a team of young professionals that have experience in consumer finance and banking, spanning over a decade.

What do I need to be eligible for your loans ?

• be in employment (paid or self-employed).
• Must maintain a bank account not less than six months old.
• Must have a verifiable monthly income
• Must possess a valid means of identification
• You must work and reside in Lagos
• You must not have a history of returned cheques in your account

What minimum and maximum amount can I borrow ?

• You can access between N50,000 to N2,000,000 loan facility.
• This is based on your level of income and exposure to other loans.
• At what rate is the loan made available ?

This is subject to the type of loan and the prevailing market circumstances. This can be discussed with relationship officers.

How do I apply ?

Call us on any of our numbers 01-2918820, 07046492282 ,07046492285 ,you can as well click on the apply button below,or download the application form below.

How long can I borrow ?

We provide credit from 3month to 9months depending on your need. This is a short term consumer credit.

Can I pay down my loan before the maturity date ?
Yes. We provide our customers with such flexibility.
What are the requirements for the loans ?
Valid means of identification (International Passport, Driver's Licenseor National ID)
1 passport photograph
Bank statement endorsed by your bank (6 months preceding date of application)
A signed direct debit mandate.
Your pension statement.
Tax id

If self-employed:
Valid means of Identification (International Passport, Driver's License or National ID)
Certificate of Business Registration.
1 passport photograph
Business Bank statement endorsed by your bank (6 months preceding date of application)
A signed Direct Debit mandate or Post Dated Cheques on business account
Tax details
A guarantor must be a banker. The guarantor will provide the following:
Last 3 months statement of account
Work ID
Passport photograph
A duly completed Guarantor Form
Post-dated cheques for the duration

To qualify, you must be at least 20 years, live and work in Lagos, with a minimum of 3 months in current employment, and also have an active bank account.
Documents Required
Staff ID and one other form of valid identification (i.e. driver’s license, international passport or national ID).
One recent passport photograph.
Bank statements showing 6 (most recent) salary credits prior to application date.
Employment letter and/or promotion letter, confirmation letter or salary review letter(s).
Monthly repayment cheques dated in line with your pay day.
Utility Bills
Pay slips are compulsory for government workers.
Tax Identification Number or Pension Statement (if any)